Friday, January 29, 2021 Like most states, Kentucky requires nearly all businesses to buy workers’ compensation insurance. This is an important part of your risk management program, not to mention an essential benefit for almost any employee who gets injured on the job. Without it, you could be opening your business up to significant liabilities and legal issues. READ MORE >>
Tuesday, December 29, 2020 Car insurance contains numerous types of benefits, and each provides a separate type of a protection for different vehicle liabilities. Every driver should be able to customize their plan to their advantage. However, they shouldn’t necessarily buy every type of coverage at its highest levels. READ MORE >>
Thursday, November 19, 2020 When discussing home insurance, many discuss ways to protect your home to prevent an insurance claim on your dwelling or personal belongings coverage. However, another major reason for homeowners filing a claim on their policy is a liability. Preventing liability accidents on your property is critical to keep your visitors and family safe. READ MORE >>
Tuesday, October 20, 2020 If you buy life insurance on yourself, then you will have to realize that you won’t see the policy’s payout (the death benefit) during your lifetime. It is your death that will trigger this policy benefit, after all. Therefore, when you enroll in your coverage you will have to designate a beneficiary for your policy’s death benefit. READ MORE >>
Tuesday, September 22, 2020 Crop insurance often comes as part of a farm insurance policy to protect the unique risks faced by farms and ranches. At its simplest, crop insurance provides compensation to the farm if crops are lost or destroyed due to certain incidents. Covered incidents often include: Fire Wind READ MORE >>
Wednesday, August 26, 2020 Churches offer a safe space for likeminded people to join together, and it’s important to keep that space safe for everyone who enters. Church insurance covers a range of different incidents and claims that can threaten a church and its members. READ MORE >>
Wednesday, July 15, 2020 When you buy business insurance, you will likely get commercial general liability (CGL) insurance. It can help you if you negligently harm a third party, including physically. So, if someone gets hurt in your business, your CGL policy might help them cover the costs of their losses. READ MORE >>
Monday, June 15, 2020 Many accidents occur in bad weather. However, even in poor conditions, most accidents are preventable. Using the tips below, you can avoid the hassle of dealing with bodily injuries or property damage to your vehicle (or damage to someone else's vehicle). READ MORE >>
Friday, May 15, 2020 Does your home insurance cover Replacement Value of the home or the Actual Cash Value? As a homeowner, you should know what these home insurance valuation methods mean and how they affect you if you are ever faced with a loss. The difference can mean much to you if you are looking to receive the full value of your home, or the value minus depreciation. READ MORE >>
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